Step One: Call Partners In Charity at 1-800-705-8350, or 
Visit Our Website at www.partnersincharity.org              

Step Two:  Print “Lender’s Forms” from website by clicking here, or Call Partners In Charity and we’ll fax the forms to you.

Step Three:  Pre-Qualify your clients as normal buyers using the same rates, terms and conditions. This also applies to your conforming, non-conforming, FHA and BCD clients that are low to moderate income. On your Good Faith Estimate list Partners In Charity as the source of the down payment.  We’ll give your buyer 2-10% in down payment and closing cost assistance.  Simply fill in what your clients will need.

Step Four:  Have your buyers sign the “Gift Letter and Grant Application”.  This is one of the forms you printed from our website or had faxed to you. Next, give your buyers your favorite homeowner’s education course or send them to our course online at www.partnersincharity.org.

Step Five:  Send your pre-qualified buyer to a Realtor or Builder who understands the Partners In Charity program. If you need help finding a Realtor or Builder that understands this program, simply call us at 1-800-705-8350 and we will refer you to someone in your area.

Step Six:  Once your borrower finds a property, submit their loan for approval just like any other file.  The only difference is that the down payment is coming from Partners In Charity.

Step Seven:  

Step Eight:  Your client’s funds will be wired to the closing table!

Using Partners In Charity For All Of Your Down Payment Assistance Needs Is That Simple!