Should You Stay Or Go?

If you’re thinking of making a move, you’re not alone. Each year, over 16 million American families move. Whether it’s family ties, work relocation or the lure of a better lifestyle, chances are you’ll have to make that decision one day. Yet before you decide to make that move, it’s important to find out whether your move will affect your standard of living.

How Much Will Your Lifestyle
Cost Elsewhere?

This means you need to get details to get a fairly accurate cost picture. The local newspaper is a great source. You can tell from the ads if cars, housing, employment and groceries are similar or better in that area.

Next, it’s important to contact the real estate experts in that area. To do this, just call me up and I’ll help you get a good referral source at the area you’re moving to. They’ll send you the local homes magazines and information about that area.

If you have friends or family in the area you want to move to, make sure you call them and pick their brain about where to live and the affordability factor.

Study The Housing
From Every Angle

The cost of housing is one of the easiest yet most complex parts of the relocation puzzle. It’s easy because home-price comparisons can be found on the Internet, local newspapers or Realtors. It’s complex because to find a comparable home, you must take in many factors besides the size of the lot or the number of bedrooms.
Don’t forget to ask about the area such as school districts, crime rate, store locations, parks, places to worship, and education. Also, ask about the hidden costs such as recreation fees, trash collection and community fees.

Finally, since mortgage rates can vary based on areas of the country, please contact my office to help you find the best lender in the area you’re choosing.

Utility Costs
What you may be saving in taxes or lower housing prices may be eaten up by other costs. Some people pay a lot for cable or satellite TV, and others have to pay long distance for Internet service because they live so far out in the country. In addition, if you’re changing climates, then you’ll need to consider the cost of utilities. The best way to do this is to ask prospective seller for the last 12 months of utility statements.

Insurance Rates
Many people don’t realize that there can be huge differences in insurance rates based on location. Make sure you check with your insurance company on home and car rates.

Transportation
One of the biggest and most costly headaches is the traffic and transportation costs in your new location. Check on required tolls, congestion and parking rates.

Whatever decision you choose to make, please feel free to call me and I will offer as much assistance as possible to help you find your new home and the financing to go with it